PNB Housing Home Loan Interest Rate 2026
Robust Distribution & Competitive Rates
Interest Rate
8.50% onwards
Max Tenure
30 Years
Processing Fee
Up to 1.00% + GST
Product Deep-Dive
PNB Housing Finance is a major player in the Indian housing finance sector, offering a variety of home loan products for purchase, construction, and improvement. Their extensive network and transparent processing make them a reliable choice for homebuyers.
Why Apply via Easiloan?
Key Highlights
- Competitive Interest Rates
- Robust Distribution Network
- Easy Documentation
- Top-up Loan options
Documents Required
Check EMI and eligibility before you choose a bank
Comparing PNB Housing Home Loan with other lenders is easier when you first estimate how much you can borrow and what monthly EMI fits your budget. Use these calculators to plan affordability before you apply.
Eligibility
Check your borrowing capacity
Estimate loan amount based on income, existing EMIs, and tenure assumptions before you shortlist lenders.
EMI Planning
Calculate your PNB Housing Finance Ltd. home loan EMI
Pre-filled at 8.50% onwards — model EMI, total interest, and repayment schedule before you apply.
Quick Eligibility
Min Age
21 - 65 years
Employment
Salaried, Self-Employed
Min Monthly Income
₹25,000 per month
Processing Fee
Up to 1.00% + GST
*Calculated on loan amount
PNB Housing Home Loan FAQs
Does PNB Housing offer top-up loans?
Yes, PNB Housing provides attractive top-up loan options on existing home loans.
How to Apply for PNB Housing Finance Ltd. Home Loan
In 4 Digital Steps
Digital Eligibility Check
Check your loan eligibility across 20+ banks instantly using our AI-driven calculator.
Expert Offer Comparison
Compare customized interest rates and processing fees to find the perfect lender.
Digital Paperwork
Upload document scans via our secure portal for parallel processing with multiple banks.
Instant Sanction
Get your in-principle sanction letter faster through our prioritized bank partner channels.
Comparison Matrix: Top Home Loans in India
| Lender | Interest Rate | Processing Fee | Max Tenure |
|---|---|---|---|
| SBI Home Loan | 7.25% onwards | ₹5,000 + GST | 30 Years |
| HDFC Home Loan | 7.75% onwards | ₹5,000 + GST | 30 Years |
| ICICI Home Loan | 7.50% onwards | ₹5,000 + GST | 30 Years |
| LIC Housing Finance | 7.60% onwards | ₹10,000 + GST (indicative; confirm on sanction) | 30 Years |
| IIFL Home Loan | 8.50% onwards | 0.25% + GST | 30 Years |
| Bajaj Finserv Home Loan | 8.60% onwards | Up to 0.50% + GST | 30 Years |
| PNB Housing Home Loan | 8.50% onwards | Up to 1.00% + GST | 30 Years |
| Central Bank Home Loan | 8.55% onwards | 0.50% + GST | 30 Years |
*Interest rates are subject to change based on borrower profile and bank policy. Last updated: August 2026.
Easiloan is a loan advisory platform, not a direct lender. Rates shown are indicative, sourced from partner banks, and subject to change based on your eligibility and the lender's final assessment.
Recommended Tools
Apply for Home Loan
Compare offers and apply online with instant sanction
EMI Calculator
Calculate monthly installments instantly
Eligibility Checker
Check your loan eligibility from top banks
Balance Transfer
Switch and save on your existing loan
NRI Home Loans
Specialized offers for non-resident Indians
Plot Loans
Funding for residential land purchase
Top-up Home Loan
Extra funds on your existing home loan
New Home Loan
Compare new purchase offers from 45+ banks
Banks & HFCs
Compare partner bank rates, fees and eligibility