PNB Housing Finance Ltd. Home Loan
Robust Distribution & Competitive Rates
Interest Rate
8.50% onwards
Max Tenure
30 Years
Easiloan Benefit
Digital Process
Product Deep-Dive
PNB Housing Finance is a major player in the Indian housing finance sector, offering a variety of home loan products for purchase, construction, and improvement. Their extensive network and transparent processing make them a reliable choice for homebuyers.
Why Apply via Easiloan?
Key Highlights
- Competitive Interest Rates
- Robust Distribution Network
- Easy Documentation
- Top-up Loan options
Documents Required
Check EMI and eligibility before you choose a bank
Comparing PNB Housing Home Loan with other lenders is easier when you first estimate how much you can borrow and what monthly EMI fits your budget. Use these calculators to plan affordability before you apply.
Quick Eligibility
Min Age
21 - 65 years
Employment
Salaried, Self-Employed
Min Monthly Income
₹25,000 per month
Processing Fee
Up to 1.00% + GST
*Calculated on loan amount
Top Cities
How to Apply for a Home Loan
In 4 Digital Steps
Digital Eligibility Check
Check your loan eligibility across 20+ banks instantly using our AI-driven calculator.
Expert Offer Comparison
Compare customized interest rates and processing fees to find the perfect lender.
Digital Paperwork
Upload document scans via our secure portal for parallel processing with multiple banks.
Instant Sanction
Get your in-principle sanction letter faster through our prioritized bank partner channels.
Comparison Matrix: Top Home Loans in India
| Lender | Interest Rate | Processing Fee | Max Tenure |
|---|---|---|---|
| SBI Home Loan | 7.90% - 8.30% p.a. | ₹5,000 + GST | 30 Years |
| HDFC Home Loan | 7.45% - 7.80% p.a. | ₹5,000 + GST | 30 Years |
| ICICI Home Loan | 7.90% - 8.35% p.a. | ₹5,000 + GST | 30 Years |
| Axis Bank Home Loan | 7.90% - 8.35% onwards | ₹5,000 + GST | 30 Years |
| LIC Housing Finance | 7.60% - 8.25% onwards | ₹10,000 + GST | 30 Years |
| IIFL Home Loan | 8.50% - 8.85% p.a. | 0.25% + GST | 30 Years |
| Bajaj Finserv Home Loan | 8.60% onwards | Up to 0.50% + GST | 30 Years |
| PNB Housing Home Loan | 8.50% onwards | Up to 1.00% + GST | 30 Years |
| Central Bank Home Loan | 8.55% onwards | 0.50% + GST | 30 Years |
*Interest rates are subject to change based on borrower profile and bank policy. Last updated: July 2026.
Easiloan is a loan advisory platform, not a direct lender. Rates shown are indicative, sourced from partner banks, and subject to change based on your eligibility and the lender's final assessment.
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