State Bank of India Home Loan
India's Most Trusted Home Loan Provider
Interest Rate
7.90% - 8.30% p.a.
Max Tenure
30 Years
Easiloan Benefit
Digital Process
Product Deep-Dive
State Bank of India (SBI) is India's largest public sector bank, offering some of the most competitive home loan interest rates in the market. Their flagship "SBI Regular Home Loan" is designed for the purchase of ready-built properties, under-construction properties, or self-construction. With a robust network and a legacy of trust, SBI remains a top choice for millions of Indian homebuyers looking for stability and transparent terms.
Why Apply via Easiloan?
Key Highlights
- No Prepayment Penalty
- Interest calculation on Daily Reducing Balance
- Special rates for Women borrowers
- Overdraft facility available (SBI MaxGain)
Documents Required
Quick Eligibility
Min Age
21 - 65 years
Employment
Salaried, Self-Employed, Professionals
Min Monthly Income
₹25,000 per month
Processing Fee
₹5,000 + GST
*Calculated on loan amount
How to Apply for a Home Loan
In 4 Digital Steps
Digital Eligibility Check
Check your loan eligibility across 20+ banks instantly using our AI-driven calculator.
Expert Offer Comparison
Compare customized interest rates and processing fees to find the perfect lender.
Digital Paperwork
Upload document scans via our secure portal for parallel processing with multiple banks.
Instant Sanction
Get your in-principle sanction letter faster through our prioritized bank partner channels.
Comparison Matrix: Top Home Loans in India
| Lender | Interest Rate | Processing Fee | Max Tenure |
|---|---|---|---|
| SBI Home Loan | 7.90% - 8.30% p.a. | ₹5,000 + GST | 30 Years |
| HDFC Home Loan | 7.45% - 7.80% p.a. | ₹5,000 + GST | 30 Years |
| ICICI Home Loan | 7.90% - 8.35% p.a. | ₹5,000 + GST | 30 Years |
| Axis Bank Home Loan | 7.90% - 8.35% onwards | ₹5,000 + GST | 30 Years |
| Kotak Home Loan | 7.60% - 8.15% onwards | ₹10,000 + GST | 30 Years |
| LIC Housing Finance | 7.60% - 8.25% onwards | ₹10,000 + GST | 30 Years |
| IIFL Home Loan | 8.50% - 8.85% p.a. | 0.25% + GST | 30 Years |
| Bajaj Finserv Home Loan | 8.60% onwards | Up to 0.50% + GST | 30 Years |
| PNB Housing Home Loan | 8.50% onwards | Up to 1.00% + GST | 30 Years |
| Central Bank Home Loan | 8.55% onwards | 0.50% + GST | 30 Years |
*Interest rates are subject to change based on borrower profile and bank policy. Last updated: March 2026.
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