ICICI Bank Home Loan
Instant Loans for Your Dream Home
Interest Rate
7.90% - 8.35% p.a.
Max Tenure
30 Years
Easiloan Benefit
Digital Process
Product Deep-Dive
ICICI Bank provides a wide range of home loan options tailored to the needs of modern urban professionals. From instant sanctions for existing account holders to flexible tenure options, ICICI focuses on making the home buying process as seamless as possible. Their integration with the repo rate ensures that interest rate changes are passed on efficiently to the customers.
Why Apply via Easiloan?
Key Highlights
- Instant Sanction for ICICI Bank customers
- Flexible loan-to-value (LTV) ratios
- Doorstep document pickup service
- Linked to RBI Repro Rate
Documents Required
Quick Eligibility
Min Age
21 - 65 years
Employment
Salaried, Self-Employed
Min Monthly Income
₹25,000 per month
Processing Fee
₹5,000 + GST
*Calculated on loan amount
How to Apply for a Home Loan
In 4 Digital Steps
Digital Eligibility Check
Check your loan eligibility across 20+ banks instantly using our AI-driven calculator.
Expert Offer Comparison
Compare customized interest rates and processing fees to find the perfect lender.
Digital Paperwork
Upload document scans via our secure portal for parallel processing with multiple banks.
Instant Sanction
Get your in-principle sanction letter faster through our prioritized bank partner channels.
Comparison Matrix: Top Home Loans in India
| Lender | Interest Rate | Processing Fee | Max Tenure |
|---|---|---|---|
| SBI Home Loan | 7.90% - 8.30% p.a. | ₹5,000 + GST | 30 Years |
| HDFC Home Loan | 7.45% - 7.80% p.a. | ₹5,000 + GST | 30 Years |
| ICICI Home Loan | 7.90% - 8.35% p.a. | ₹5,000 + GST | 30 Years |
| Axis Bank Home Loan | 7.90% - 8.35% onwards | ₹5,000 + GST | 30 Years |
| Kotak Home Loan | 7.60% - 8.15% onwards | ₹10,000 + GST | 30 Years |
| LIC Housing Finance | 7.60% - 8.25% onwards | ₹10,000 + GST | 30 Years |
| IIFL Home Loan | 8.50% - 8.85% p.a. | 0.25% + GST | 30 Years |
| Bajaj Finserv Home Loan | 8.60% onwards | Up to 0.50% + GST | 30 Years |
| PNB Housing Home Loan | 8.50% onwards | Up to 1.00% + GST | 30 Years |
| Central Bank Home Loan | 8.55% onwards | 0.50% + GST | 30 Years |
*Interest rates are subject to change based on borrower profile and bank policy. Last updated: March 2026.
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