Home Loan in Pune
7.95%
Interest from
3–5 days
In-principle approval
₹5 Cr+
Max loan amount
Pune’s growing IT corridors and quality of life make it a top choice for home buyers. A home loan in Pune can help you buy a flat or villa in established and emerging localities with transparent pricing and a simple online process.
Key areas for home loans in Pune include Hinjewadi, Kothrud, Viman Nagar, Baner, Wakad, Hadapsar, and Aundh. Lenders offer attractive rates for both salaried and self-employed applicants in these areas.
Use our eligibility checker to see how much you can borrow and compare home loan offers from multiple banks. Start your application online and get quick in-principle approval.
Why get a home loan in Pune with Easiloan
Rates from 7.95%
Competitive home loan rates for Pune properties from leading banks and HFCs.
Fast approval
In-principle approval in 3–5 days with minimal paperwork to get started.
IT hub focus
Home loans tailored for buyers in Hinjewadi, Kharadi, and other IT corridors.
Fully digital
Apply, submit documents, and track your home loan application online.
Multiple lenders
Compare SBI, HDFC, ICICI, Bajaj Finserv, and more on a single platform.
End-to-end support
Guidance from eligibility to disbursal so you can close your loan smoothly.
How it works
1. Sign up & Apply
Sign Up/ Register with us in seconds and share your loan requirements with Easiloan
2. Compare Options
Get customized options by our proprietary AI-based Instant match making tool
3. Select Best Offer
Choose one offer from multiple options that suits your home loan requirements the best
How to Apply for a Home Loan in Pune
In 4 Digital Steps
Digital Eligibility Check
Check your loan eligibility across 20+ banks instantly using our AI-driven calculator.
Expert Offer Comparison
Compare customized interest rates and processing fees to find the perfect lender.
Digital Paperwork
Upload document scans via our secure portal for parallel processing with multiple banks.
Instant Sanction
Get your in-principle sanction letter faster through our prioritized bank partner channels.
Preferred Lenders in Pune
Comparison Matrix: Top Home Loans in Pune
| Lender | Interest Rate | Processing Fee | Max Tenure |
|---|---|---|---|
| SBI Home Loan | 7.90% - 8.30% p.a. | ₹5,000 + GST | 30 Years |
| HDFC Home Loan | 7.45% - 7.80% p.a. | ₹5,000 + GST | 30 Years |
| ICICI Home Loan | 7.90% - 8.35% p.a. | ₹5,000 + GST | 30 Years |
| Axis Bank Home Loan | 7.90% - 8.35% onwards | ₹5,000 + GST | 30 Years |
| Kotak Home Loan | 7.60% - 8.15% onwards | ₹10,000 + GST | 30 Years |
| LIC Housing Finance | 7.60% - 8.25% onwards | ₹10,000 + GST | 30 Years |
| IIFL Home Loan | 8.50% - 8.85% p.a. | 0.25% + GST | 30 Years |
| Bajaj Finserv Home Loan | 8.60% onwards | Up to 0.50% + GST | 30 Years |
| PNB Housing Home Loan | 8.50% onwards | Up to 1.00% + GST | 30 Years |
| Central Bank Home Loan | 8.55% onwards | 0.50% + GST | 30 Years |
*Interest rates are subject to change based on borrower profile and bank policy. Last updated: March 2026.
Home loan guides for Pune
Fixed vs Floating Home Loan Rates: Which Should You Choose?
Compare fixed and floating home loan interest rates in India. Understand pros, cons, and when to choose each. Use our eligibility calculator to see your offers.
Read moreHome Loan Documents List: What You Need to Apply
Complete checklist of documents required for a home loan in India. Identity proof, income proof, property papers, and bank statements. Apply online with Easiloan.
Read moreHow to Improve Home Loan Eligibility: 7 Practical Tips
Increase your home loan eligibility with these tips: higher income proof, lower FOIR, co-applicant, and clearing debts. Check your eligibility on Easiloan.
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