Home Loan in Delhi
7.95%
Interest from
3–5 days
In-principle approval
₹10 Cr+
Max loan amount
Delhi NCR is one of India’s largest real estate markets, with a wide range of options from affordable to premium. A home loan in Delhi NCR can help you buy a flat or independent house in Delhi, Gurgaon, Noida, or other NCR towns.
Common areas for home loans in Delhi NCR include Gurgaon, Noida, Greater Noida, Dwarka, Saket, Rohini, and Faridabad. Lenders offer competitive rates for both under-construction and ready-to-move properties in these locations.
See your eligible loan amount and compare home loan offers from multiple banks. Get in-principle approval in a few days and complete the application online with minimal branch visits.
Why get a home loan in Delhi with Easiloan
Rates from 7.95%
Competitive home loan rates for Delhi NCR properties from leading banks and HFCs.
In-principle in 3–5 days
Quick eligibility check and in-principle approval to fast-track your purchase.
NCR-wide coverage
Home loans for Delhi, Gurgaon, Noida, Greater Noida, and Faridabad.
Digital application
Apply and submit documents online; track your loan until disbursal.
Multiple banks
Compare SBI, HDFC, ICICI, LIC HFL, and more on a single platform.
Expert assistance
Support at every step from eligibility to sanction and disbursal.
How it works
1. Sign up & Apply
Sign Up/ Register with us in seconds and share your loan requirements with Easiloan
2. Compare Options
Get customized options by our proprietary AI-based Instant match making tool
3. Select Best Offer
Choose one offer from multiple options that suits your home loan requirements the best
How to Apply for a Home Loan in Delhi
In 4 Digital Steps
Digital Eligibility Check
Check your loan eligibility across 20+ banks instantly using our AI-driven calculator.
Expert Offer Comparison
Compare customized interest rates and processing fees to find the perfect lender.
Digital Paperwork
Upload document scans via our secure portal for parallel processing with multiple banks.
Instant Sanction
Get your in-principle sanction letter faster through our prioritized bank partner channels.
Preferred Lenders in Delhi
Comparison Matrix: Top Home Loans in Delhi
| Lender | Interest Rate | Processing Fee | Max Tenure |
|---|---|---|---|
| SBI Home Loan | 7.90% - 8.30% p.a. | ₹5,000 + GST | 30 Years |
| HDFC Home Loan | 7.45% - 7.80% p.a. | ₹5,000 + GST | 30 Years |
| ICICI Home Loan | 7.90% - 8.35% p.a. | ₹5,000 + GST | 30 Years |
| Axis Bank Home Loan | 7.90% - 8.35% onwards | ₹5,000 + GST | 30 Years |
| Kotak Home Loan | 7.60% - 8.15% onwards | ₹10,000 + GST | 30 Years |
| LIC Housing Finance | 7.60% - 8.25% onwards | ₹10,000 + GST | 30 Years |
| IIFL Home Loan | 8.50% - 8.85% p.a. | 0.25% + GST | 30 Years |
| Bajaj Finserv Home Loan | 8.60% onwards | Up to 0.50% + GST | 30 Years |
| PNB Housing Home Loan | 8.50% onwards | Up to 1.00% + GST | 30 Years |
| Central Bank Home Loan | 8.55% onwards | 0.50% + GST | 30 Years |
*Interest rates are subject to change based on borrower profile and bank policy. Last updated: March 2026.
Home loan guides for Delhi
Fixed vs Floating Home Loan Rates: Which Should You Choose?
Compare fixed and floating home loan interest rates in India. Understand pros, cons, and when to choose each. Use our eligibility calculator to see your offers.
Read moreHome Loan Documents List: What You Need to Apply
Complete checklist of documents required for a home loan in India. Identity proof, income proof, property papers, and bank statements. Apply online with Easiloan.
Read moreHow to Improve Home Loan Eligibility: 7 Practical Tips
Increase your home loan eligibility with these tips: higher income proof, lower FOIR, co-applicant, and clearing debts. Check your eligibility on Easiloan.
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