Central Bank of India Home Loan
The Stability of a Public Sector Bank
Interest Rate
8.55% onwards
Max Tenure
30 Years
Easiloan Benefit
Digital Process
Product Deep-Dive
Central Bank of India, a leading public sector bank, offers stable and low-cost home loan solutions. With the security of a government-backed institution and transparent interest rate policies, it is an excellent choice for risk-averse borrowers.
Why Apply via Easiloan?
Key Highlights
- Government Security
- Low Interest Rates
- Transparent Service
- No Hidden Charges
Documents Required
Quick Eligibility
Min Age
21 - 65 years
Employment
Salaried, Professionals
Min Monthly Income
₹20,000 per month
Processing Fee
0.50% + GST
*Calculated on loan amount
How to Apply for a Home Loan
In 4 Digital Steps
Digital Eligibility Check
Check your loan eligibility across 20+ banks instantly using our AI-driven calculator.
Expert Offer Comparison
Compare customized interest rates and processing fees to find the perfect lender.
Digital Paperwork
Upload document scans via our secure portal for parallel processing with multiple banks.
Instant Sanction
Get your in-principle sanction letter faster through our prioritized bank partner channels.
Comparison Matrix: Top Home Loans in India
| Lender | Interest Rate | Processing Fee | Max Tenure |
|---|---|---|---|
| SBI Home Loan | 7.90% - 8.30% p.a. | ₹5,000 + GST | 30 Years |
| HDFC Home Loan | 7.45% - 7.80% p.a. | ₹5,000 + GST | 30 Years |
| ICICI Home Loan | 7.90% - 8.35% p.a. | ₹5,000 + GST | 30 Years |
| Axis Bank Home Loan | 7.90% - 8.35% onwards | ₹5,000 + GST | 30 Years |
| Kotak Home Loan | 7.60% - 8.15% onwards | ₹10,000 + GST | 30 Years |
| LIC Housing Finance | 7.60% - 8.25% onwards | ₹10,000 + GST | 30 Years |
| IIFL Home Loan | 8.50% - 8.85% p.a. | 0.25% + GST | 30 Years |
| Bajaj Finserv Home Loan | 8.60% onwards | Up to 0.50% + GST | 30 Years |
| PNB Housing Home Loan | 8.50% onwards | Up to 1.00% + GST | 30 Years |
| Central Bank Home Loan | 8.55% onwards | 0.50% + GST | 30 Years |
*Interest rates are subject to change based on borrower profile and bank policy. Last updated: March 2026.
Recommended Tools
Apply for Home Loan
Compare offers and apply online with instant sanction
EMI Calculator
Calculate monthly installments instantly
Eligibility Checker
Check your loan eligibility from top banks
Balance Transfer
Switch and save on your existing loan
NRI Home Loans
Specialized offers for non-resident Indians
Plot Loans
Funding for residential land purchase