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Your Gateway to
Best Home Loan Offers
Our API-based integration with leading banks and HFCs offers digital processing of your application faster and easier - empowering you to compare and choose the best option.
45+
bank Partners
50%
faster approval
7200+
LOAN APPROVALS
Trusted by 7200+
Partners & Customers
“I am grateful for services provided by your firm and especially Shri Shaival Patel ji for all support and true efforts put by him to facilitate me for having loan from HDFC.”
Anip Halpati
“It was very helpful of you to support on the financial planning and process to acquire the property. We were hopeless and about to drop the plan until you gave us assurance of benefiting us with the maximum credit allowance from the financial institutions. It was your financial knowledge that helped us to take a leap of faith. Thanks for the support you have provided. We are waiting for your positive energy towards fulfilling the desired task from the institution.”
Samit Nair
“You have been very approachable and have explained and clarified all our queries to our satisfaction. Thank you Mehul and we look forward to your continued support.”
Delzon D'silva
Ultimate Guide to Home Loans in India
Understanding Home Loan Eligibility
Securing the best home loan starts with understanding your eligibility. Banks consider factors like your CIBIL score (ideally 750+), stable employment history, and your debt-to-income ratio. At Easiloan, our AI engine pre-calculates your eligibility across 45+ banks to ensure you only apply where you're most likely to get approved.
- Age: 21 to 65 years
- Min Salary: ₹25,000/month
- Credit Score: 750+
- Stable Career: 2+ years
SBI Home Loan Online
State Bank of India (SBI) is a preferred choice for many due to its transparent processing and low interest rates. SBI offers specialized products like SBI Maxgain and SBI Yuva. Apply via Easiloan to get a dedicated manager who handles all the coordination with the SBI branch for you.
HDFC Bank Home Loan
HDFC Bank is known for its quick digital approvals and flexible repayment options. Whether you are looking for a loan for a new flat, a resale property, or home extension, HDFC Bank provides competitive rates. Easiloan’s AI engine ensures your HDFC application is "Direct-to-Bank" for faster processing.
ICICI Bank Home Loan
ICICI Bank offers a variety of home loan products tailored for different customer segments, including salaried and self-employed. With features like Step-up Home Loans and Instant Home Loans, ICICI is a leader in technology-driven lending. Easiloan helps you navigate ICICI’s digital ecosystem seamlessly.
Documents Required for Home Loan
The digital age has simplified documentation. For a fast home loan sanction, you typically need:
Salaried Individuals
6 months payslips, 2 years Form 16, 6 months bank statements, and KYC documents.
Self-Employed
3 years ITR, P&L statements, Balance Sheet, and Business Proof.
Why Easiloan is your Best Partner?
We've revolutionized the home loan journey by removing the guesswork. No more multiple bank visits or confusing jargon. One application, multiple offers, and expert guidance till the keys are in your hand.
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Frequently Asked Questions
What documents do I need to apply for a home loan online with Easiloan?
KYC (PAN, Aadhaar, address proof), income proof (salary slips, bank statements, Form 16 or ITRs), property documents (agreement, title chain, NOC/OC as applicable). Partner banks may request originals at final sanction.
How does Easiloan’s instant/digital sanction work and how fast is approval?
After you submit details, API-based checks match you with offers from 45+ banks/HFCs and can generate a digital sanction in minutes for eligible profiles. Final sanction follows property valuation and legal checks.
What interest rate can I get through Easiloan and what affects it?
Partner offers start from 7.30% p.a. subject to lender policies. Your rate depends on credit score, income stability, LTV, loan amount, property type, and product choice (floating vs fixed).
What fees and charges should I budget for besides the interest rate?
Common charges include processing fee (0.25%–1%), legal/valuation fees, MOD/stamp duties, and optional insurance. Prepayment on floating-rate loans to individuals is generally nil as per RBI guidelines.